* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-navy: #1a2b4a;
    --secondary-navy: #2d4162;
    --accent-blue: #4a7ba7;
    --light-gray: #f4f6f8;
    --medium-gray: #e1e5ea;
    --dark-gray: #5a6c7d;
    --white: #ffffff;
    --text-primary: #2c3e50;
    --text-secondary: #6c7a89;
    --border-color: #d0d7de;
    --success-green: #27ae60;
    --warning-orange: #e67e22;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.7;
    color: var(--text-primary);
    background-color: var(--white);
}

.main-header {
    background: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-navy) 100%);
    padding: 1.2rem 0;
    box-shadow: 0 4px 12px rgba(0,0,0,0.15);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2.5rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo-section {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.logo-img {
    width: 52px;
    height: 52px;
    border-radius: 8px;
    object-fit: cover;
}

.logo-text {
    font-size: 1.6rem;
    font-weight: 700;
    color: var(--white);
    letter-spacing: -0.5px;
}

.main-nav ul.nav-list {
    display: flex;
    gap: 2.5rem;
    list-style: none;
}

.nav-link {
    color: var(--white);
    text-decoration: none;
    font-weight: 500;
    font-size: 1.05rem;
    transition: all 0.3s ease;
    padding: 0.5rem 0;
    border-bottom: 2px solid transparent;
}

.nav-link:hover,
.nav-link.active {
    color: var(--medium-gray);
    border-bottom-color: var(--accent-blue);
}

.hero-section {
    background: linear-gradient(to bottom right, var(--light-gray), var(--white));
    padding: 5rem 2.5rem;
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 4rem;
    align-items: center;
    max-width: 1280px;
    margin: 0 auto;
}

.hero-content {
    padding-right: 2rem;
}

.hero-title {
    font-size: 2.8rem;
    color: var(--primary-navy);
    margin-bottom: 1.5rem;
    line-height: 1.3;
    font-weight: 700;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: var(--text-secondary);
    margin-bottom: 2.5rem;
    line-height: 1.7;
}

.hero-cta {
    display: flex;
    gap: 1.5rem;
    flex-wrap: wrap;
}

.btn-primary,
.btn-secondary,
.btn-cta-primary,
.btn-cta-secondary {
    padding: 1rem 2rem;
    border-radius: 6px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 1.05rem;
}

.btn-primary,
.btn-cta-primary {
    background: var(--primary-navy);
    color: var(--white);
    border: 2px solid var(--primary-navy);
}

.btn-primary:hover,
.btn-cta-primary:hover {
    background: var(--secondary-navy);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(26, 43, 74, 0.25);
}

.btn-secondary,
.btn-cta-secondary {
    background: transparent;
    color: var(--primary-navy);
    border: 2px solid var(--primary-navy);
}

.btn-secondary:hover,
.btn-cta-secondary:hover {
    background: var(--primary-navy);
    color: var(--white);
    transform: translateY(-2px);
}

.hero-image {
    position: relative;
}

.hero-img {
    width: 100%;
    height: auto;
    border-radius: 12px;
    box-shadow: 0 12px 40px rgba(0,0,0,0.15);
}

.container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2.5rem;
}

.stats-section {
    background: var(--primary-navy);
    padding: 4rem 0;
    color: var(--white);
}

.stats-section .section-title {
    color: var(--white);
    text-align: center;
    margin-bottom: 3rem;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2.5rem;
}

.stat-card {
    text-align: center;
    padding: 2rem;
    background: rgba(255,255,255,0.1);
    border-radius: 10px;
    transition: transform 0.3s ease;
}

.stat-card:hover {
    transform: translateY(-5px);
    background: rgba(255,255,255,0.15);
}

.stat-icon {
    font-size: 3rem;
    color: var(--accent-blue);
    margin-bottom: 1rem;
}

.stat-number {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
}

.stat-label {
    font-size: 1.1rem;
    color: var(--medium-gray);
}

.content-section,
.disclosure-section,
.calculator-section,
.about-preview-section {
    padding: 5rem 0;
}

.section-title {
    font-size: 2.5rem;
    color: var(--primary-navy);
    margin-bottom: 1.5rem;
    font-weight: 700;
}

.section-intro {
    font-size: 1.2rem;
    color: var(--text-secondary);
    margin-bottom: 3rem;
    max-width: 800px;
}

.content-block {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.content-title {
    font-size: 2rem;
    color: var(--primary-navy);
    margin-bottom: 1.5rem;
}

.content-description {
    font-size: 1.1rem;
    color: var(--text-secondary);
    margin-bottom: 2rem;
    line-height: 1.8;
}

.content-list {
    list-style: none;
}

.content-list li {
    padding: 0.8rem 0;
    font-size: 1.05rem;
    color: var(--text-primary);
    display: flex;
    align-items: center;
    gap: 1rem;
}

.content-list i {
    color: var(--success-green);
    font-size: 1.2rem;
}

.content-visual {
    position: relative;
}

.content-img,
.docs-img,
.about-img {
    width: 100%;
    height: auto;
    border-radius: 10px;
    box-shadow: 0 8px 30px rgba(0,0,0,0.12);
}

.disclaimer-badge {
    position: absolute;
    bottom: 20px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--warning-orange);
    color: var(--white);
    padding: 0.7rem 1.5rem;
    border-radius: 30px;
    font-weight: 600;
    font-size: 0.9rem;
    box-shadow: 0 4px 15px rgba(0,0,0,0.2);
}

.disclosure-section {
    background: var(--light-gray);
}

.disclosure-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 2.5rem;
    margin-bottom: 3rem;
}

.disclosure-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 10px;
    box-shadow: 0 4px 20px rgba(0,0,0,0.08);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.disclosure-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 8px 30px rgba(0,0,0,0.15);
}

.card-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, var(--accent-blue), var(--primary-navy));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.card-icon i {
    font-size: 2rem;
    color: var(--white);
}

.card-title {
    font-size: 1.5rem;
    color: var(--primary-navy);
    margin-bottom: 1rem;
}

.card-text {
    font-size: 1.05rem;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

.example-box {
    background: var(--light-gray);
    padding: 1.2rem;
    border-radius: 6px;
    border-left: 4px solid var(--accent-blue);
    font-size: 0.95rem;
    color: var(--text-primary);
}

.documents-showcase {
    text-align: center;
    margin-top: 3rem;
}

.docs-caption {
    margin-top: 1.5rem;
    font-size: 1rem;
    color: var(--text-secondary);
    font-style: italic;
}

.calculator-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    margin-bottom: 2rem;
}

.calculator-panel {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 10px;
    box-shadow: 0 6px 25px rgba(0,0,0,0.1);
}

.panel-title {
    font-size: 1.8rem;
    color: var(--primary-navy);
    margin-bottom: 2rem;
    text-align: center;
}

.input-group {
    margin-bottom: 1.8rem;
}

.input-label {
    display: block;
    font-size: 1rem;
    color: var(--text-primary);
    margin-bottom: 0.6rem;
    font-weight: 600;
}

.calc-input {
    width: 100%;
    padding: 0.9rem;
    border: 2px solid var(--border-color);
    border-radius: 6px;
    font-size: 1.05rem;
    transition: border-color 0.3s ease;
}

.calc-input:focus {
    outline: none;
    border-color: var(--accent-blue);
}

.result-box {
    background: linear-gradient(135deg, var(--primary-navy), var(--secondary-navy));
    padding: 1.8rem;
    border-radius: 8px;
    text-align: center;
    margin-top: 2rem;
}

.result-label {
    color: var(--medium-gray);
    font-size: 1rem;
    margin-bottom: 0.5rem;
}

.result-value {
    color: var(--white);
    font-size: 2.5rem;
    font-weight: 700;
}

.calculator-disclaimer {
    background: #fff3cd;
    border: 2px solid #ffc107;
    padding: 1.5rem;
    border-radius: 8px;
    display: flex;
    gap: 1rem;
    align-items: flex-start;
}

.calculator-disclaimer i {
    color: #ffc107;
    font-size: 1.5rem;
    margin-top: 0.2rem;
}

.calculator-disclaimer p {
    color: var(--text-primary);
    font-size: 0.95rem;
    line-height: 1.6;
}

.about-preview-section {
    background: var(--light-gray);
}

.about-content {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 4rem;
    align-items: center;
}

.about-description {
    font-size: 1.1rem;
    color: var(--text-secondary);
    margin-bottom: 1.5rem;
    line-height: 1.8;
}

.about-features {
    list-style: none;
    margin: 2rem 0;
}

.about-features li {
    padding: 1rem 0;
    font-size: 1.05rem;
    color: var(--text-primary);
    display: flex;
    align-items: center;
    gap: 1rem;
}

.about-features i {
    color: var(--accent-blue);
    font-size: 1.4rem;
}

.cta-section {
    background: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-navy) 100%);
    padding: 5rem 2.5rem;
    text-align: center;
    color: var(--white);
}

.cta-title {
    font-size: 2.5rem;
    margin-bottom: 1.5rem;
}

.cta-text {
    font-size: 1.3rem;
    margin-bottom: 3rem;
    color: var(--medium-gray);
}

.cta-buttons {
    display: flex;
    gap: 2rem;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 3rem;
}

.cta-disclaimer {
    max-width: 900px;
    margin: 0 auto;
    padding: 2rem;
    background: rgba(255,255,255,0.1);
    border-radius: 8px;
    border: 2px solid rgba(255,255,255,0.2);
}

.cta-disclaimer p {
    font-size: 1rem;
    line-height: 1.7;
}

.facts-section {
    padding: 5rem 0;
    background: var(--white);
}

.facts-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2.5rem;
}

.fact-card {
    background: var(--light-gray);
    padding: 2.5rem;
    border-radius: 10px;
    border-left: 5px solid var(--accent-blue);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.fact-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0,0,0,0.1);
}

.fact-icon {
    width: 60px;
    height: 60px;
    background: var(--accent-blue);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.fact-icon i {
    font-size: 1.8rem;
    color: var(--white);
}

.fact-title {
    font-size: 1.4rem;
    color: var(--primary-navy);
    margin-bottom: 1rem;
}

.fact-text {
    font-size: 1.05rem;
    color: var(--text-secondary);
    line-height: 1.7;
}

.main-footer {
    background: var(--primary-navy);
    color: var(--white);
    padding: 3.5rem 0 1.5rem;
}

.footer-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2.5rem;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 3rem;
    margin-bottom: 2.5rem;
}

.footer-title {
    font-size: 1.3rem;
    margin-bottom: 1.5rem;
    color: var(--white);
}

.footer-text {
    color: var(--medium-gray);
    line-height: 1.7;
    margin-bottom: 1rem;
}

.footer-reg {
    color: var(--medium-gray);
    font-size: 0.9rem;
    margin-top: 1rem;
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: 0.8rem;
}

.footer-links a {
    color: var(--medium-gray);
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: var(--white);
}

.footer-contact {
    list-style: none;
}

.footer-contact li {
    color: var(--medium-gray);
    margin-bottom: 1rem;
    display: flex;
    align-items: flex-start;
    gap: 0.8rem;
}

.footer-contact i {
    color: var(--accent-blue);
    margin-top: 0.2rem;
}

.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 1.5rem;
    text-align: center;
}

.footer-bottom p {
    color: var(--medium-gray);
    font-size: 0.95rem;
}

.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: var(--white);
    box-shadow: 0 -4px 20px rgba(0,0,0,0.15);
    padding: 2rem;
    z-index: 10000;
    transform: translateY(100%);
    transition: transform 0.4s ease;
}

.cookie-banner.show {
    transform: translateY(0);
}

.cookie-content {
    max-width: 1280px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 2rem;
    flex-wrap: wrap;
}

.cookie-title {
    font-size: 1.3rem;
    color: var(--primary-navy);
    margin-bottom: 0.5rem;
}

.cookie-description {
    color: var(--text-secondary);
    font-size: 0.95rem;
    line-height: 1.6;
    margin-bottom: 0.8rem;
}

.cookie-link {
    color: var(--accent-blue);
    text-decoration: none;
    font-weight: 600;
}

.cookie-link:hover {
    text-decoration: underline;
}

.cookie-buttons {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.cookie-btn {
    padding: 0.8rem 1.8rem;
    border-radius: 6px;
    border: none;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.cookie-accept {
    background: var(--primary-navy);
    color: var(--white);
}

.cookie-accept:hover {
    background: var(--secondary-navy);
}

.cookie-decline {
    background: transparent;
    color: var(--text-primary);
    border: 2px solid var(--border-color);
}

.cookie-decline:hover {
    border-color: var(--primary-navy);
}

.cookie-customize {
    background: var(--accent-blue);
    color: var(--white);
}

.cookie-customize:hover {
    background: var(--secondary-navy);
}

@media (max-width: 968px) {
    .hero-section,
    .content-block,
    .about-content,
    .calculator-wrapper {
        grid-template-columns: 1fr;
    }

    .header-container {
        flex-direction: column;
        gap: 1.5rem;
    }

    .main-nav ul.nav-list {
        gap: 1.5rem;
    }

    .hero-title {
        font-size: 2.2rem;
    }

    .section-title {
        font-size: 2rem;
    }

    .stats-grid,
    .disclosure-grid,
    .facts-grid {
        grid-template-columns: 1fr;
    }

    .cookie-content {
        flex-direction: column;
        align-items: flex-start;
    }

    .cta-buttons {
        flex-direction: column;
    }
}